Page 33 - CA 165 ver 1.0 Class 10
P. 33

Internet provides educational information on various topics. Nowadays, computers are widely used in
                 the field of education. Class room teaching and deliverance of lecture has been modernized with the
                 involvement of computers.

                 Advantages of e-Learning
                 Following are the advantages of e-learning:

                   e-Learning has facilitated conduction of different courses through Distance Learning Programmes
                    being provided by different universities like IGNOU, SMU, PTU, etc.
                   Through e-Learning process, employees or people at remote places are also benefited, as it helps in
                    taking training or, study the system of an organization without being present physically. Internet also
                    helps in conduction of paperless exams through online mode. e-Learning has reduced the limitation
                    of geographical location or time limit for people who want to learn and study.

                 e -Banking

                 e-Banking refers to the online banking transactions that can be done
                 through a computer on the Internet from any where irrespective of the
                 location of the user. It enables an account holder of a particular bank to
                 do transactions like transfer of funds to or from other accounts, payment
                 of  bills, etc. by oneself on a computer. For e-banking, the bank provides
                 PIN i.e., Personal Identification Number to the account holders.

                 To do transactions, the account holder has to open the website of the bank and has to login to his account
                 through his secret identification password.

                 Advantages of e-Banking
                   The account holder can check the account balance at any time from anywhere and can take immediate
                    action for any variation or error in the balance of his account.

                   e-Banking is eco-friendly as it reduces the paper work.
                   e-Banking saves time, energy, natural resources and reduces traffic problem to some extent.

                 To maintain the safety and security of the accounts, security provisions are also provided in e-Banking.
                 Basically there are three types of security measures:

                   User Identification: A user can login to the account with his account number only.
                   The PIN system: PIN stands for Personal Identification Number. It is the secret password that should
                    remain with the account holder only. It is used to login to the account.

                   Signature based e-Banking: In this system, the authentication  of the  account  holder  is checked
                    digitally. In such system the signature or authentication is encrypted in a media like smart cards or
                    storage media. While doing the banking transaction, the account holder has to insert the media in the
                    host workstation which can authenticate the users to open the account.
                           Notes

                           The account holder must be very cautious while using the passwords, else the hackers can hack the
                           bank accounts and manipulate their data.




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