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E-Greetings

                 An e-greeting is  just like a paper  greeting  card. The only
                 difference is that it is created with the help of digital text
                 and effects. While paper greeting  card  is  in hard  copy,
                 e-greeting  is in  soft  copy.  This means that  you  can  see
                 an  e-greeting  on  your  monitor  but  you  cannot  touch  it.
                 The animation effects and music  along with still  images
                 and text makes an e-greeting look awesome. Some of the
                 popular e-greetings websites are www.123greetings.com,
                 www.egreetings.com, www.e-cards.com, etc.                                      E-Greetings
                 Clickipedia


                  The first e-greeting card website was created by Judith Donath in December 1994. It was
                  named the Electric Postcard. It was started with 10–20 e-cards a day and reached 19,000
                  e-cards a day in December 1995.


                 E-Banking


                 The technology has paced many steps. We can now effortlessly transfer money online from one
                 bank account to another. In earlier days, cheques were used to transfer money. It took 2–3 days
                 for the clearance of cheques. If cheques were spoiled, mutilated or lost then the transfer took
                 more time as a fresh cheque was required again. With e-banking, you can transfer funds easily
                 from one account to another through computer, laptop and even your smartphone. Different
                 types of E-banking are: Online Banking, Mobile Banking, ATM Banking, Direct Deposit, Electronic
                 Fund Transfer (EFT), Electronic Bill Payment and Online Investing.
                 ATM facility is also a part of e-banking where you can withdraw cash from the ATM machines and
                 the amount will be debited from your bank account automatically. Following are the features of
                 E-banking:
                    Account Management                                        Fund transfer
                    Bill payment                                              Online statements and alerts
                 E-banking is useful for bankers as well as customers. The bankers are benefited by way of:

                    Less  transaction cost                                    Less chances of human error
                    Reduction in fixed infrastructure cost                    Customer loyalty and satisfaction
                    Reduced paperwork

                 The customers are benefited by way of:
                    Convenience of banking                                    No geographical restrictions
                    Lower costs                                               Reduced chances of fraud
                    24/7 availability

                 Cloud Storage

                 Cloud storage is a service where the users are able to store and manage data on remote server
                 in place of their local computer. This service has become immensely popular because:

                                                                                           Services on Internet      43
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