Page 81 - PlusGPT_V2.1_C1_Flipbook
P. 81
• In case, any post hurts or upsets you, talk about it to your trusted set of people like family or friends
instead of posting aggressive replies.
• If your parents/elders feel the need, they can also contact the local police station to lodge a complaint
against the cyber bully.
• Never install unwanted software and apps like dating app, online games, etc. from unknown
sources.
Online Transaction Fraud
Although at this age, as students, most of us may not be using banking services such as debit card,
credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
account to another by a cybercriminal. Online transaction frauds generally take place when a
cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.
There are many ways used by Cybercriminals to Cheat People Online:
Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
card service provider.
Cybercriminals may also fake their identity and call people pretending to be a bank employee to
obtain a user’s banking details.
Types of Online Transaction Frauds
• Identify Theft: Sometimes, cybercriminals deliberately use someone else’s identity to gain a financial
advantage over someone else. Cybercriminals may also pose as someone else to obtain credit and
other benefits in the other person's name.
• Job Frauds: Cybercriminals portray incorrect details as an employer.
• Banking Frauds: Some cybercriminals fraudulently obtain money from users for investment by
posing as a bank or other financial institution.
Measures to Safeguard Ourselves from Online Fraud
We can safeguard ourselves from online frauds by keeping in mind the following points:
• Regularly update your banking passwords and Pin of the debit/credit cards.
• Be sure to check for the bank's security certificate details.
• Also check for various signs such as green address line, lock sign on the and HTTPS in the address
bar to confirm you are visiting a secure bank website.
• Never share your bank and card details such as online account password, card number, PIN, OTP,
etc. with anyone.
• Always check the website URL starts with HTTPS. The website URL with HTTPS encrypts your data on
the website and protects it from any kind of tampering.
Cyber Security 79

