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SKYPE

              The concept of Skype was founded by Niklas Zennstrom and Janus Friis in 2003. It enables the users
              to talk face-to-face on video calls to friends and family. You can use it to organise office meetings free of
              cost. Using Skype, you can communicate with a person residing in some other country. To call on Skype,
              you need to have a Skype account. It has features like video calls, voice calls and instant messages. You
              only need an Internet connection. Skype uses a technology called Voice over IP, or VoIP, which sends
              your voice, inserted into the computer via a microphone, over the Internet.
              Skype can be used to join an online meeting, conduct an interview, or take online classes, and you
              can connect with anyone from anywhere with Skype web. You can host/hold a video meeting or audio
              conference with a maximum of 50 members at one time. You can also record your ongoing meeting/
              call and have live captions and subtitles like a movie or just chat.

              The key features of Skype are as follows:                        Factbot
                  Skype translates the conversation in real-time if
              the person is talking in a different language.              The first VoIP service was developed in 1973
                  It is a safe way to have conversation with people       by Danny Cohen. He named this service as
              without any interruption.                                   Network Voice Protocol (NVP).
                  You can share your screen to train someone.
                  It has a Live Subtitles option. This helps a hearing-impaired person to keep up with the call.


                        Topic Flashback                                                  21 st  Century   #Information Literacy
                                                                                             Skills
                      Guess my name.
                      1.  I was launched in the year 2009, founded by Adam D’Angelo and Charlie Cheever.

                      2.  I was launched in the year 2006 as a social networking and microblogging site.

                      3.   I am an American online social networking service founded by
                         Mark Zuckerberg on 4 February 2004.

                      4.  I was introduced by Niklas Zennstrom and Janus Friis in the year 2003.




              E-BANKING

              The technology has paced many steps. We can now transfer money online from one bank account to
              another. In earlier days, cheques were used to transfer money and it took 2–3 days for the clearance. If
              cheques spoiled, mutilated, and lost, then the transfer took more time as a fresh cheque was required
              again. With e-banking, you can transfer funds easily from one account to another through a computer,
              laptop, and even your smartphone.
              ATM is also a part of e-banking where you can withdraw cash from any of the ATM machines, and the
              amount will be debited from your bank account automatically.
              E-banking is useful for bankers as well as customers. The bankers are benefited in several ways:

                  Less transaction cost                             Less chances of human error
                  Reduction in fixed infrastructure costs           Customer loyalty and satisfaction
                  Reduced paper work




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