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    E-learning have various advantages, some of them are:

                        Learn Anywhere: Study from home or anywhere with Internet.
                        Pace Yourself: Move through lessons at your own speed.

                        Fun Tools: Interactive videos, games and quizzes.
                        Instant Feedback: Get immediate results on tests and assignments.

                        More Resources: Access to videos, books and extra lessons.
                     However, it also have some disadvantages, such as:

                        Internet Required: Needs a good Internet connection.
                        Too Much Screen Time: Long hours on devices can cause eye strain.

                        Lack of Interaction: Less face-to-face communication with teachers and classmates.
                        Self-discipline Needed: Requires focus and motivation to stay on track.

                           E-BANKING

                     The technology has paced many steps. We can now transfer money online from one bank account
                     to another. In earlier days, cheques were used to transfer money and it took 2–3 days for the
                     clearance. If cheques spoiled, mutilated and lost, then the transfer took more time as a fresh
                     cheque was required again. With e-banking, you can transfer funds easily from one account to
                     another through a computer, laptop and even your smartphone.

                     ATM is also a part of e-banking where you can withdraw cash from any of the ATM machines and
                     the amount will be debited from your bank account automatically.

                     E-banking is useful for bankers as well as customers. The bankers are benefited in several ways:
                        Less transaction cost                              Less chances of human error

                        Reduction in fixed infrastructure costs            Customer loyalty and satisfaction
                        Reduced paper work

                     The customers are benefited in several ways:
                        Convenience of banking                             No geographical restrictions

                         Lower costs                                       Reduced chances of fraud
                     Modes of Payment

                     Both e-banking and e-commerce rely on similar methods of payment to complete transactions.
                     Some of them are as follows:
                        Debit or Credit Card: E-commerce websites allow us to make payment by using our credit

                         or  debit  card,  which  will be
                         debited from the bank account.
                          We  must  have  a  sufficient                                                       CVV number
                         balance  in the bank  account

                         to complete the transaction.

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