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    Types of Online Transaction Frauds

                     •   Identify Theft: Sometimes, cybercriminals deliberately use someone else’s identity to gain a
                       financial advantage over someone else. Cybercriminals may also pose as someone else to
                       obtain credit and other benefits in the other person's name.
                     •  Job Frauds: Cybercriminals portray incorrect details as an employer.
                     •  Banking Frauds: Some cybercriminals fraudulently obtain money from users for investment by
                       posing as a bank or other financial institution.

                                        Never install pirated software on your mobile or computer. It is not only
                                              illegal but may also compromise security of your devices.

                                                                                     Avoid making online transactions
                             Be sure to check for the bank's                             using a public Wi-Fi or a
                               security certificate details.                            computer in a cyber cafe.
                                                                 Some tips to
                            Regularly update your banking       safeguard from         Always check the website
                               passwords and Pin of the             online               URL starts with HTTPS.
                                  debit/credit cards.            transaction
                                                                    frauds

                                       Never share your bank and card details such as online account password,
                                                     card number, PIN, OTP, etc. with anyone.
                          Plagiarism

                     Intellectual property refers to the legal property rights of a person over creations of his/her mind,
                     both artistic and commercial. Intellectual Property Rights ensure that the creator’s hard work
                     is safe and protected from any unauthorised copying or piracy. There are three main types of
                     Intellectual Property Rights:

                     •    Copyright: It is the legal right given exclusively to the person for a fixed number of years to
                       publish, record the literary, artistic, or musical use of his or her work. .
                     •    Patent: It is the right that gives an inventor the complete right to make, use, and sell his or her
                       work for a specific time period.

                     •    Trademark: It is a symbol or word legally registered or established and used as representing
                       a company or a product. Trademarks help to protect brand names, logo, and design of the

                       product.

                                                                                                    Digital Safety Tips  53

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