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    Hacking

                      It is another common method used by cybercriminals to trouble victims. Using malware or other
                      tricks to obtain your e-mail ID and password, cybercriminals can gain access to your critical
                      information like social media accounts, bank accounts, etc.

                      Cybercriminals may also send offensive emails to the victim’s contacts via hacking the e-mail.
                      But not all hacking is destructive in nature. Some hackers use this technique for national security,
                      creating safer systems, etc. This is known as ethical hacking.

                                                                  Tech Fact
                          Cracking refers to the act of breaking into systems to steal or destroy data. Crackers may
                          disturb applications by using malware or changing the program of the applications.

                                                           Keep a strong password for your Wi-Fi
                                                         connection and keep it changing regularly.

                                                                      Some tips to
                                  Always download Trusted           safeguard from
                                Apps from Internet and check            Hacking             Don’t plug in to devices
                               permissions and authentication.                              you are not sure about.

                                                         Always look at the green lock sign ( ) and
                                                       htttps at the address bar of the window before
                                                        accessing any website to check if it is secure.

                           Online Transaction Fraud
                      Although at this age, as students, most of us may not be using banking services such as debit card,
                      credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.

                      Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
                      account to another by a cybercriminal. Online transaction frauds generally take place when a
                      cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.

                      Cybercriminals may send e-mails from a fake account that can appear to be from a bank or
                      credit card service provider.
                      Cybercriminals may also fake their identity and call people pretending to be a bank employee to
                      obtain a user’s banking details.

                      52    Premium Edition-VII

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