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    •   Net Banking: We can directly use the bank account to make payment online. Every bank provides
                        a unique Customer ID or Net Banking ID and a PIN to each customer of the bank. With the help
                        of the Customer ID and PIN, customer can make payment while purchasing the products from
                        e-commerce websites. Similar to credit or debit card, an OTP is received on the registered mobile
                        number in case of net banking.
                      •   E-Wallet: E-wallet or Electronic wallet refers to a digital wallet that is used to make payment online.
                        We need to add money from the bank account to the e-wallet before using it. Most of the e-commerce
                        websites provide their own e-wallet. Some banks also provide e-wallet to their customers. Some
                        third  party  organisations  also provide  payment  support  to  their
                        customers. GooglePay, PayPal, BhimAPP, PhonePe and Airtel Money
                        are the most commonly used Payment Service Provider (PSP).

                      •   Cash on Delivery (COD): Most of the e-commerce websites allows us to make the payment by
                        cash while receiving the product at your residence.

                             NEWSGROUP

                      In online community, newsgroup is the title given to a discussion group. A newsgroup focuses on
                      a particular topic. The topic is of general interest of all the participants to the newsgroup. All the
                      participants put up their comments or views on the topic as well as on the comments or views of
                      other participants. In this way, a discussion on a topic is done. Generally, there is one person, known
                      as News Admin who manages the newsgroup. The News Admin keeps a check on the comments of
                      the participants. He decides when to stop a discussion as well as approving the comments or articles
                      before they are posted on the newsgroup page.

                             BLOGGING

                      Blog is a short form of WEBLOG, which refers to a website where new information about any topic is
                      updated regularly. The latest posts appear first. The term Weblog was coined by an American blogger
                      named Jorn Barger in 1997. It is like a journal where you write about your life and thoughts. It is more
                      like a personal diary which is shared online publicly. The text is conversational in style.
                      Blogging is the act of writing and maintaining a blog, which includes photography and other media
                      that are self-published online. Readers of blog can also comment. When more readers comment, the
                      blog becomes more popular. This made blogging a new type of online business venture. It can also be
                      used for marketing a business or product. Blogs are popular because they are free, easy to access and
                      you can also contribute by commenting on the content.

                      A Blogger is a person who owns a blog and keeps it updated by posting new posts, experiences,
                      opinions, stories, news, perspective, etc. Anyone can become a blogger. You just need to create a blog
                      and update it regularly, either part time or full time or simply as a hobby.

                                                                 Tech Fact
                          Page describes the document and the location. The content on the pages of many websites
                                                                rarely changes.

                      58    Premium Edition-VII

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