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    all hacking is destructive in nature. Some hackers use this technique for national security, creating
                      safer systems, etc. This is known as ethical hacking.

                               Cracking  refers  to  the  act  of  breaking  into  systems  to  steal  or  destroy  data.
                               Crackers may disturb applications by using malware or changing the program of
                               the applications program.

                                                          Keep a strong password for your Wi-Fi
                                                        connection and keep it changing regularly.

                                   Always download Trusted            Some tips to
                                 Apps from Internet and check        safeguard from       Don’t plug in to devices
                                permissions and authentication.         Hacking           you are not sure about.

                                                        Always look at the green lock sign ( ) and
                                                      htttps at the address bar of the window before
                                                       accessing any website to check if it is secure.
                      Online Transaction Fraud

                      Although at this age, as students, most of us may not be using banking services such as debit card,
                      credit card, net banking, etc., it is important to be aware of this type of cybercrime.
                      Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
                      account  to  another  by  a  cybercriminal.  Online  transaction  frauds  generally  take  place  when  a
                      cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.

                      Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
                      card service provider.
                      Cybercriminals may also fake their identity and call people pretending to be a bank employees to
                      obtain a user’s banking details.

                      Types of Online Transaction Frauds
                          Identify  Theft:  Sometimes,  cybercriminals deliberately  use  someone  else’s  identity  to  gain  a
                         financial advantage over someone else. Cybercriminals may also pose as someone else to obtain
                         credit and other benefits in the other person's name.
                         Job Frauds: Cybercriminals portray incorrect details as an employer.

                          Banking Frauds: Some cybercriminals fraudulently obtain money from users for investment by
                         posing as a bank or other financial institution.

                           10    Premium Edition-VI

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