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Internet provides educational information on various topics. Nowadays, computers are widely used in
the field of education. Class room teaching and deliverance of lecture has been modernised with the
involvement of computers.
Advantages of e-Learning
Following are the advantages of e-learning:
e-Learning has facilitated conduction of different courses through Distance Learning Programmes
being provided by different universities like IGNOU, SMU, PTU, etc.
Through e-Learning process, employees or people at remote places are also benefited, as it helps in
taking training or, study the system of an organisation without being present physically. Internet also
helps in conduction of paperless exams through online mode. e-Learning has reduced the limitation
of geographical location or time limit for people who want to learn and study.
e -Banking
e-Banking refers to the online banking transactions that can be done
through a computer on the Internet from any where irrespective of the
location of the user. It enables an account holder of a particular bank
to do transactions like transfer of funds to or from other accounts,
payment of bills, etc. by oneself on a computer. For e-banking, the
bank provides PIN i.e., Personal Identification Number to the account
holders.
To do transactions, the account holder has to open the website of the
bank and has to login to his account through his secret identification password.
Advantages of e-Banking
The account holder can check the account balance at any time from anywhere and can take immediate
action for any variation or error in the balance of his account.
e-Banking is eco-friendly as it reduces the paper work.
e-Banking saves time, energy, natural resources and reduces traffic problem to some extent.
To maintain the safety and security of the accounts, security provisions are also provided in e-Banking.
Basically there are three types of security measures:
User Identification: A user can login to the account with his account number only.
The PIN system: PIN stands for Personal Identification Number. It is the secret password that should
remain with the account holder only. It is used to login to the account.
Signature based e-Banking: In this system, the authentication of the account holder is checked
digitally. In such system the signature or authentication is encrypted in a media like smart cards or
storage media. While doing the banking transaction, the account holder has to insert the media in the
host workstation which can authenticate the users to open the account.
Notes
The account holder must be very cautious while using the passwords, else the hackers can hack the
bank accounts and manipulate their data.
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