Page 12 - Computer Genius Class 06
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y ercriminals may also send offensi e emails to the  ictim s contacts  ia hac ing the e mail.  ut not
                  all hac ing is destructi e in nature.  ome hac ers use this techni ue  or national security  creating
                  safer systems, etc. This is known as ethical hacking.





                           Cracking  refers  to the  act of breaking  into  systems to steal  or destroy  data.
                           Crackers may disturb applications by using malware or changing the program of
                           the applications.



                                                      Keep a strong password for your Wi-Fi
                                                    connection and keep it changing regularly.






                               Always download Trusted            Some tips to
                             Apps from Internet and check        safeguard from        on t plug in to de ices
                            permissions and authentication.         Hacking           you are not sure about.






                                                    Always look at the green lock sign ( ) and
                                                  htttps at the address bar of the window before
                                                   accessing any website to check if it is secure.
                  Online Transaction Fraud

                   lthough at this age  as students  most o  us may not  e using  an ing ser ices such as de it card
                  credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
                  Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
                  account  to another  by a cybercriminal.  Online  transaction  frauds generally  take place when  a
                  cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.
                  Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
                  card ser ice pro ider.

                  Cybercriminals may also fake their identity and call people pretending to be a bank employee to
                  obtain a user’s banking details.

                  Types of Online Transaction Frauds
                      Identify Theft: Sometimes, cybercriminals  deliberately  use someone  else’s identity  to gain a
                     financial ad antage o er someone else.  y ercriminals may also pose as someone else to o tain
                     credit and other  enefits in the other person s name.

                     Job Frauds: Cybercriminals portray incorrect details as an employer.
                      Banking Frauds:  ome cy ercriminals  raudulently o tain money  rom users  or in estment  y
                     posing as a  an  or other financial institution.



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