Page 12 - Computer Genius Class 06
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y ercriminals may also send offensi e emails to the ictim s contacts ia hac ing the e mail. ut not
all hac ing is destructi e in nature. ome hac ers use this techni ue or national security creating
safer systems, etc. This is known as ethical hacking.
Cracking refers to the act of breaking into systems to steal or destroy data.
Crackers may disturb applications by using malware or changing the program of
the applications.
Keep a strong password for your Wi-Fi
connection and keep it changing regularly.
Always download Trusted Some tips to
Apps from Internet and check safeguard from on t plug in to de ices
permissions and authentication. Hacking you are not sure about.
Always look at the green lock sign ( ) and
htttps at the address bar of the window before
accessing any website to check if it is secure.
Online Transaction Fraud
lthough at this age as students most o us may not e using an ing ser ices such as de it card
credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
account to another by a cybercriminal. Online transaction frauds generally take place when a
cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.
Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
card ser ice pro ider.
Cybercriminals may also fake their identity and call people pretending to be a bank employee to
obtain a user’s banking details.
Types of Online Transaction Frauds
Identify Theft: Sometimes, cybercriminals deliberately use someone else’s identity to gain a
financial ad antage o er someone else. y ercriminals may also pose as someone else to o tain
credit and other enefits in the other person s name.
Job Frauds: Cybercriminals portray incorrect details as an employer.
Banking Frauds: ome cy ercriminals raudulently o tain money rom users or in estment y
posing as a an or other financial institution.
10 Computer Genius-VI

