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Value (CVV) number on the back side of it. Now, bank also sends a One Time Password (OTP) on
your registered mobile number to verify the authenticity.
CVV number
Debit/Credit Card
• Net Banking: We can directly use the bank account to make payment online. Every bank provides
a unique Customer ID or Net Banking ID and a PIN to each customer of the bank. With the help
of the Customer ID and PIN, customer can make payment while purchasing the products from
e-commerce websites. Similar to credit or debit card, an OTP is received on the registered mobile
number in case of net banking.
• E-Wallet: E-wallet or Electronic wallet refers to a digital wallet that is used to make payment online.
We need to add money from the bank account to the e-wallet before using it. Most of the e-commerce
websites provide their own e-wallet. Some banks also provide e-wallet to their customers. Some
third party organisations also provide payment support to
their customers. GooglePay, Paytm, PayPal, BhimAPP,
PhonePe and Airtel Money are the most commonly used
Payment Service Provider (PSP).
• Cash on Delivery (COD): Most of the e-commerce websites allows us to make the payment by
cash while receiving the product at your residence.
NEWSGROUP
In online community, newsgroup is the title given to a discussion group. A newsgroup focuses on
a particular topic. The topic is of general interest of all the participants to the newsgroup. All the
participants put up their comments or views on the topic as well as on the comments or views of
other participants. In this way, a discussion on a topic is done. Generally, there is one person, known
as News Admin who manages the newsgroup. The News Admin keeps a check on the comments of
the participants. He decides when to stop a discussion as well as approving the comments or articles
before they are posted on the newsgroup page.
BLOGGING
Blog is a short form of WEBLOG, which refers to a website where new information about any topic is
updated regularly. The latest posts appear first. The term Weblog was coined by an American blogger
named Jorn Barger in 1997. It is like a journal where you write about your life and thoughts. It is more
like a personal diary which is shared online publicly. The text is conversational in style.
Blogging is the act of writing and maintaining a blog, which includes photography and other media
that are self-published online. Readers of blog can also comment. When more readers comment, the
blog becomes more popular. This made blogging a new type of online business venture. It can also be
used for marketing a business or product. Blogs are popular because they are free, easy to access and
you can also contribute by commenting on the content.
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