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It allows you to store a brief profile about yourself, your photos, likes and dislikes. It allows you to
maintain your friends' list. You can post your views and ideas as well as see posts of your friends
and friends' friends.
Newsgroup
In online community, newsgroup is the title given to a discussion group. A newsgroup focuses
on a particular topic. The topic is of general interest of all the participants to the newsgroup. It is
like Bulletin Board where all the participants can put up their comments or views on the topic as
well as on the comments or views of other participants. In this way, a discussion on a topic is done.
Generally, there is one person, known as News Admin who manages the newsgroup. The News
Admin keeps a check on the comments of the participants. He decides when to stop a discussion
as well as approve the comments or articles before they are posted on the newsgroup page.
E-Greetings
An e-greeting is just like a paper greeting card. The
only difference is that it is created with the help
of digital text and effects. While paper greeting
card is a hard copy, e-greeting is a soft copy. This
means that you can see an e-greeting on your
monitor but you cannot touch it. E-greetings are
sent anytime through e-mails, thus saving paper
and trees. The animation effects and music along with still images and text makes a greeting
look awesome. Some of the popular e-greetings websites are www.123greetings.com,
www.e-cards.com, etc.
The sender of the e-greeting sends a link of the e-greeting to the receiver and the receiver needs
to click on that link to view the e-greeting in his web browser.
Info Byte
The first e-greeting card website was created by Judith Donath in December 1994. It was
named the Electric Postcard. It was started with 10-20 e-cards a day and reached 19,000
e-cards a day in December 1995.
E-Banking
Electronic banking (e-banking), also known as online banking or internet banking, is a digital
service that allows customers to manage their finances online. The technology has paced many
steps. We can now transfer money online from one bank account to another. In earlier days,
cheques were used to transfer money. It took 2-3 days for the clearance of cheques. If cheques
were spoiled, mutilated or lost then the transfer took more time as a fresh cheque was required
again. With e-banking, you can transfer funds easily from one account to another through a
computer, laptop and even your smartphone.
ATM facility is also a part of e-banking where you can withdraw cash from any of the ATM
machines and the amount will be debited from your bank account automatically.
E-banking is useful for bankers as well as customers. The bankers are benefited by way of:
• Less transaction costs • Less chances of human error
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Online Surfing and Cybersecurity

