Page 12 - Digicode_AI_class_6
P. 12

Cybercriminals may also send offensive emails to the victim’s contacts via hacking the e-mail. But not
            all hacking is destructive in nature. Some hackers use this technique for national security, creating
            safer systems, etc. This is known as ethical hacking.






                     Cracking  refers  to  the  act  of  breaking  into  systems  to  steal  or  destroy  data.
                     Crackers may disturb applications by using malware or changing the program of
                     the applications.


                                                Keep a strong password for your Wi-Fi
                                              connection and keep it changing regularly.






                         Always download Trusted            Some tips to
                       Apps from Internet and check        safeguard from       Don’t plug in to devices
                      permissions and authentication.         Hacking           you are not sure about.






                                              Always look at the green lock sign ( ) and
                                            htttps at the address bar of the window before
                                             accessing any website to check if it is secure.
            Online Transaction Fraud

            Although at this age, as students, most of us may not be using banking services such as debit card,
            credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
            Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
            account  to  another  by  a  cybercriminal.  Online  transaction  frauds  generally  take  place  when  a
            cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.

            Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
            card service provider.
            Cybercriminals may also fake their identity and call people pretending to be a bank employee to
            obtain a user’s banking details.

            Types of Online Transaction Frauds

                Identify  Theft:  Sometimes,  cybercriminals deliberately  use  someone  else’s  identity  to  gain  a
               financial advantage over someone else. Cybercriminals may also pose as someone else to obtain
               credit and other benefits in the other person's name.
               Job Frauds: Cybercriminals portray incorrect details as an employer.
                Banking Frauds: Some cybercriminals fraudulently obtain money from users for investment by
               posing as a bank or other financial institution.



                 10    DigiCode AI-VI
   7   8   9   10   11   12   13   14   15   16   17