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Cybercriminals may also send offensive emails to the victim’s contacts via hacking the e-mail. But not
all hacking is destructive in nature. Some hackers use this technique for national security, creating
safer systems, etc. This is known as ethical hacking.
Cracking refers to the act of breaking into systems to steal or destroy data.
Crackers may disturb applications by using malware or changing the program of
the applications.
Keep a strong password for your Wi-Fi
connection and keep it changing regularly.
Always download Trusted Some tips to
Apps from Internet and check safeguard from Don’t plug in to devices
permissions and authentication. Hacking you are not sure about.
Always look at the green lock sign ( ) and
htttps at the address bar of the window before
accessing any website to check if it is secure.
Online Transaction Fraud
Although at this age, as students, most of us may not be using banking services such as debit card,
credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
Online transaction fraud refers to the illegal withdrawing or transferring of money from one bank
account to another by a cybercriminal. Online transaction frauds generally take place when a
cybercriminal steals a user’s login credentials, bank account details, credit card details, etc.
Cybercriminals may send e-mails from a fake account that can appear to be from a bank or credit
card service provider.
Cybercriminals may also fake their identity and call people pretending to be a bank employee to
obtain a user’s banking details.
Types of Online Transaction Frauds
Identify Theft: Sometimes, cybercriminals deliberately use someone else’s identity to gain a
financial advantage over someone else. Cybercriminals may also pose as someone else to obtain
credit and other benefits in the other person's name.
Job Frauds: Cybercriminals portray incorrect details as an employer.
Banking Frauds: Some cybercriminals fraudulently obtain money from users for investment by
posing as a bank or other financial institution.
10 DigiCode AI-VI

