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Newsgroup
A newsgroup is an online discussion group where people talk about a specific topic. Everyone in
the group is interested in the same topic and shares their thoughts and ideas. All the participants
put up their comments or views on the topic as well as on the comments or views of other
participants. In this way, a discussion on a topic is done. Generally, there is one person, known
as News Admin who manages the newsgroup. The News Admin keeps a check on the comments
of participants. He decides when to stop discussion as well as approves the comments or articles
before they are posted on the newsgroup page.
E-Greetings
An e-greeting is just like a paper greeting card.
The only difference is that it is created with the help
of digital text and effects. While paper greeting
card is in hard copy, e-greeting is in soft copy.
This means that you can see an e-greeting on
your monitor but you cannot touch it. E-greetings
are sent anytime through e-mails, thus saving
paper and trees. The animation effects and
music along with still images and text makes an
e-greeting look awesome. Some of the popular
e-greetings websites are www.123greetings.com,
egreetings.gov.in, www.e-cards.com, etc. E-Greetings
The sender of the e-greeting sends a link of the e-greeting to the receiver and the receiver needs
to click on that link to view the e-greeting in his web browser.
Clickipedia
The first e-greeting card website was created by Judith Donath in December 1994. It was
named the Electric Postcard. It was started with 10-20 e-cards a day and reached 19,000
e-cards a day in December 1995.
E-Banking
The technology has paced many steps. We can now transfer money online from one bank
account to another. In earlier days, cheques were used to transfer money. It took 2-3 days for
the clearance of cheques. If cheques were spoiled, mutilated and lost then the transfer took more
time as a fresh cheque was required again. With e-banking, you can transfer funds easily from
one account to another through a computer, laptop and even your smartphone.
ATM facility is also a part of e-banking where you can withdraw cash from any of the ATM
machines and the amount will be debited from your bank account automatically.
E-banking is useful for bankers as well as customers. The bankers are benefited by way of:
Less transaction costs Less chances of human error
Reduction in fixed infrastructure costs Customer loyalty and satisfaction
Reduced paperwork
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