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•  Never install unwanted software and apps like dating app, online games, etc. from
                    unknown sources.


                    Online Transaction Fraud

                  Although at this age, as students, most of us may not be using banking services such as debit
                  card, credit card, net banking, etc., yet it is important to be aware of this type of cybercrime.
           Prime (Ver. 2.2)-VII  bank account to another by a cybercriminal. Online transaction frauds generally take place                                                                                                                             CYBER SAFETY
                  Online transaction fraud refers to the illegal withdrawal or transfer of money from one's



                  when a cybercriminal steals a user’s login credentials, bank account details, credit card
                  details, etc.

                  There are many ways used by cybercriminals to cheat people online:

                  Cybercriminals may send e-mails from a fake account that can appear to be from a bank or
                  credit card service provider.
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                  Cybercriminals may also fake their identity and call people pretending to be a bank employee
                  to obtain a user’s banking details.

                  Types of Online Transaction Frauds

                  Online transaction frauds can take many forms, including the following types:

                  •   Identify Theft: Sometimes, cybercriminals deliberately use someone else’s identity to
                    gain a financial advantage over someone else. Cybercriminals may also pose as someone
                    else to obtain credit and other benefits in the other person's name.

                  •  Job Frauds: Cybercriminals portray incorrect details as an employer.

                  •   Banking  Frauds:  Some  cybercriminals fraudulently obtain money  from users  for
                    investment by posing as a bank or other financial institution.
                  Measures to Safeguard Ourselves from Online Fraud

                  We can safeguard ourselves from online frauds by keeping in mind the following points:

                  •   Regularly update your banking passwords and PIN of the debit/credit cards.

                  •  Be sure to check for the bank's security certificate details.

                  •   Also check  for various signs such  as  green address line, lock  sign and HTTPS  in the
                    address bar to confirm you are visiting a secure bank website.

                  •   Never share your bank and card details such as online account password, card number,

                    PIN, OTP, etc. with anyone.
                  •   Always check the website URL starts with HTTPS. The website URL with HTTPS encrypts

                    your data on the website and protects it from any kind of tampering.
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