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Step 11: Upload your photo and click on Continue button.
                 Step 12: Click on Yes button.

                 Step 13: Click on the Contacts tab.
                 Step 14: Click on the New Contact button to add a new contact.
                 Step 15: Enter Skype ID of your friend or search using phone number.

                 Step 16: Select the person from the Contacts tab to make a call on Skype.
                 Step 17: Click on Audio Call button to make a voice call to the person.
                 Step 18: Click on Video button to start a video call.

                 Step 19: Click on the End call button to end the call.                                                     INTERNET SERVICES










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                           Fun        The first VoIP service was developed in 1973 by Danny Cohen. He named
                         Fact!
                                      this service as Network Voice Protocol (NVP).



                  E-Banking


                 Electronic banking (e-banking), also known as online banking or internet banking, is a digital
                 service that allows customers to manage their finances online. The technology has paced

                 many steps. We can now transfer money online from one bank account to another. In earlier
                 days, cheques were used to transfer money. It took 2–3 days for the clearance of cheques.

                 If cheques were spoiled, mutilated and lost then the transfer took more time as a fresh
                 cheque was required again. With e-banking, you can transfer funds easily from one account
                 to another through computer, laptop and even your smartphone.

                 ATM facility is also a part of e-banking where you can withdraw cash from any of the ATM

                 machines and the amount will be debited from your bank account automatically.
                 E-banking is useful for bankers as well as customers. The bankers are benefited by way of:
                 •  Less transaction cost                                 •  Less chances of human error

                 •  Reduction in fixed infrastructure cost                •  Customer loyalty and satisfaction
                 •  Reduced paper work
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